Local programs
change everything.
DPA isn't national. The Cleveland Heights $30K doesn't help in Pittsburgh. Charlotte's $95K Doorway doesn't apply in Detroit. We map every program by zip, by metro, by state — and tell you the truth about which ones are real.
Six states.
One method.
- 6
- States licensed
- 57+
- DPA programs mapped
- 7
- Featured metros
- $0–$95K
- DPA range
Seven cities.
Seven DPA stacks.
Each metro gets its own deep-dive: median, neighborhoods, the full DPA program stack, and a real scenario showing what cash to close looks like when you stack right.
Pittsburgh, PA
Affordable, PHFA programs, strong first-time buyer market.
Philadelphia, PA
Diverse neighborhoods, Philly First Home grant, PHFA stack.
Cleveland, OH
Most affordable major metro in our footprint. OHFA + Cleveland Heights.
Columbus, OH
Fastest-growing OH metro. Homeport + OHFA + City of Columbus DPA.
Indianapolis, IN
Zillow's #2 market for 2026. IHCDA + INHP + MCC stacking.
Detroit, MI
Aggressive DPA stack up to $25K city grant + MSHDA MI Home Loan.
Charlotte, NC
$95K Doorway to Prosperity headlines. NC Home Advantage stack.
Six states,
six program landscapes.
Pennsylvania
Ohio
Indiana
Michigan
North Carolina
South Carolina
Don't know your DPA stack yet?
Find out in five minutes.
The Readiness Assessment maps your file to every program in your zip code — including the four most LOs forget to mention.