Down Payment Assistance: Funds Available to Help You Buy
Over 2,600 programs. Billions in unused funding. Find out what you qualify for — it takes just 2 minutes.
What Is Down Payment Assistance?
DPA comes in multiple forms. Find the type that's right for you.
Grants
Grant funds. Never repaid. Some programs offer $5,000 to $25,000 in grants.
Up to $25KForgivable Loans
A second loan forgiven after you live in the home for 5-10 years.
0% InterestDeferred Payment Loans
0% interest loan repaid only when you sell, refinance, or pay off your mortgage.
0% APRMatched Savings
Your savings matched 2:1 or 3:1, multiplying your down payment power.
2-3x MatchPrograms Available in Your State
We service buyers in multiple states. Here are some of the major DPA programs available.
Pennsylvania
PHFA Keystone Advantage
Pennsylvania Housing Finance Agency
Grant Amount: Up to $6,000
Key Requirements: First-time buyer, income limits apply, must attend homebuyer education
RNIH Down Payment Grant
Regional Nonprofit (Pittsburgh/Beaver County)
Grant Amount: Up to $25,000
Key Requirements: First-time buyer, geographic restrictions, income limits up to $100K+
Arriving Home Down Payment
Pennsylvania Coalition for LIHTC Housing
Grant Amount: Up to $8,000
Key Requirements: First-time buyer, affordable housing targets, homebuyer education
Ohio
Grants for All Ohio
Ohio Housing Finance Agency
Grant Amount: Up to $10,000
Key Requirements: First-time buyer status, income limits 80-120% AMI, credit 620+
Michigan
MSHDA Down Payment Assistance
Michigan State Housing Development Authority
Grant Amount: Up to $10,000
Key Requirements: First-time buyer, income limits, 3% minimum down payment
North Carolina
NC Home Advantage Mortgage Program
North Carolina Housing Finance Agency
Grant Amount: Up to 5% of loan amount
Key Requirements: First-time buyer, income-based
Check Your DPA Eligibility
Find out which programs you qualify for in under 2 minutes. Completely free, no credit check.